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This article is for information only. It does not constitute advice. Chase Saunders Ltd does not provide services for savings, investments, mortgages or insurance. You should seek advice on these areas from a qualified financial advisor.

Christmas credit card advice

Article Category: Debt Management Help and Advice

Sensible credit card use is paramount over the Christmas season, it has been suggested.

Credit reference agency Callcredit has issued some advice on credit card management for people looking to purchase seasonal gifts.

It is important to remember that interest is accrued on credit card purchases and that cash withdrawals are more expensive on a credit card than on a debit card, said head of consumer services at the agency Jim Ward.

Mr Ward added that people concerned about how to repay their Christmas debt should contact their lender to discuss their options.

"Consumers need to look closely at their own borrowing habits and take control of their finances before they get into financial difficulties," he noted.

The head of consumer services cited research stating that more than 75 per cent of people shift the blame for their level of debt onto something or someone other than themselves as a "worrying" trend.

Meanwhile, debt consultancy Thomas Charles recently claimed that people in Britain are becoming more aware of the risk of debt and minimising their spending accordingly.

For more information about debt management call our advisors on 08000 122 118 for FREE, no obligation help and advice.


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Created on 13/11/2007 12:41:20
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