If you think you have bad credit then Chase Saunders can still help.
If you already own your own home then a remortgage is a way of raising additional finance based on the current value of your property.
A bad credit remortgage is simply a mortgage which takes into account bad credit or 'adverse' credit that you may have. A bad credit remortgage works in exactly the same way as a normal remortgage. A bad credit remortgage simply reflects the fact you have bad credit in, for example, the type of product on offer to you.
You may be coming to the end of your current deal with your existing lender or want to raise additional finance.
However maybe your situation has changed since you took out your last mortgage or remortgage. You may have missed mortgage payments, have county court judgements or defaults. You may have missed payments on other loans or credit cards.
You may think that you cannot obtain a remortgage because of your adverse credit but at Chase Saunders we will search the whole of the market place to obtain a bad credit remortgage for you.
There are many different lenders who specialise in different areas so we are confident we will be able to find a lender who will be able to help you find your bad credit remortgage.
Even if you have or have had an IVA, or have previously been bankrupt, we are confident we will be able to source a bad credit remortgage for you.
However a lender will take more than just your bad credit into account. Lenders take many things into account when assessing your eligibility for a remortgage including your income and the equity available in your property. So depending on your circumstances as a whole, you may find you do not need a bad credit remortgage and can obtain a mortgage through conventional sources.
However here at Chase Saunders we guarantee that we will provide you with the details of the very best and most suitable remortgage for you. Our fully qualified mortgage advisors will be able to advise you before doing credit searches what kind of mortgage you can obtain.
Don't worry that just because you have bad credit you can't get a mortgage or remortgage. We will be able to help.